A member tells me today that he was due to settle a conveyancing sale transaction but the money did not arrive. It transpired that the money had been sent to received by and passed on from the wrong bank. It further transpired that, before settlement, an email had been issued by an interloper, bearing to have been sent by the selling solicitor and instructing the purchasing solicitor to direct the funds to a particular (wrong) bank. I understand that the interloping email was subject to spelling and grammatical deficiencies. Perhaps the lesson is that we cannot trust anything communicated by email and where financial transmissions are involved we always have to obtain confirmation. In this particular case, however, i gather that the interloping email included a apparent mandate by the selling client, set out on headed note paper.